Understanding Living Benefits


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Accelerated Benefits Riders*

Where is your heart? Isn’t it with the ones that you love? Isn’t it those people that you would sacrifice life, limb, and liberty for in your lifetime?

Then, it is those same people who require your protection now.

Not when you die, but now. If for some reason you are no longer able to work, you should protect your family. 

Most people understand life insurance as paid in protection for your family and estate when you die.

It can be so much more. 

Accelerated Benefits Riders* are commonly referred to as Living Benefits.

This is a powerful optional benefit rider that you can be added to your policy that may accelerate the death benefit when you suffer a qualifying illness or injury. It may also be used as a source of retirement income.* 

Life insurance is a unique financial tool that can be structured to accomplish many objectives, and it can be customized to fit your very specific needs.

You’re working hard to build your life. Don’t let an illness or injury take that away.
Find out how life insurance can provide you with security protection and opportunities that can help you make what just may be today’s dreams and tomorrow’s reality.

All Living Benefit Options are not the same. Ask us. 

Protect your family today. Protect your family 1st.



Sonja Cassandra Perdue, Founder
773-609-2226

*Terms and conditions apply.

*Consult with a professional tax and/or legal advisor before taking any action that may have tax or legal consequences.

*This information is provided for informational purposes only. This article is not intended to provide tax, legal or financial advice. Please consult your own professional for advice specific to your circumstances.


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